Private Insurance
We can submit eligible claims electronically and explain estimates based on information available from your insurer.
Financing & Insurance
Understand Your Dental Costs Before Treatment
Direct insurance billing, CDCP and NIHB support, written estimates and financing conversations for eligible patients.
Direct
Insurance Billing
CDCP
Accepted
Written
Estimates
The direct answer
A treatment plan should include a financial plan
Before non-urgent treatment, we explain the recommended care and provide an estimate. Our administrative team can submit eligible claims directly and help you understand the information returned by your plan.
Insurance and government programs do not always cover the full fee. Deductibles, annual limits, frequency rules and co-payments may apply. Final coverage is determined by the plan administrator, not the dental office.
CDCP
Eligible patients can use the Canadian Dental Care Plan; co-payments or additional charges may apply.
NIHB
We support eligible First Nations and Inuit patients with claim and preauthorization processes.
Payment Planning
Ask the clinic about current payment or financing options for larger treatment plans.
How estimates and billing work
Complete an assessment
An exam and any necessary imaging identify treatment options and allow a meaningful estimate.
Review the written plan
We explain priorities, alternatives, timing and estimated fees before planned treatment.
Check available benefits
When requested, a predetermination can help clarify expected reimbursement, but it is not a payment guarantee.
Confirm your portion
The patient remains responsible for deductibles, co-payments, exclusions and balances not paid by a plan.
Frequently asked questions
Yes, we can submit eligible claims directly to many insurers. Patients remain responsible for portions not paid by their plan.
Yes. Coverage depends on eligibility, effective date, covered services and possible co-payments. We will review an estimate before treatment.
We can help interpret available plan information, but only the insurer or program administrator can make a final coverage decision.
No. A predetermination is an estimate based on information available at the time and can change if plan limits, eligibility or treatment details change.
Ask our team about current payment or financing arrangements. Availability and terms depend on the treatment plan and applicable provider requirements.
Let's make the next step clear and manageable
Book an assessment and receive a treatment plan with estimated fees before deciding how to proceed.
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